Medicare Supplements
MediGap plans work with your original Medicare Part A & B. The plans A-B are the same with every carrier. The only difference between plans from one carrier to the next is the monthly premium and the quality of the carrier.
Medicare Advantage
Plans generally have co-pays for services and may or may not include a part D drug plan. There are three basic types of Medicare Advantage plans HMO, PPO and PFFS. These are the most affordable plans with many having a zero monthly premium.
Stand Alone Drug Plans
The PDP plans are the result of The Medicare Prescription Drug Improvement and Modernization Act of 2003. A federal law that brought the most dramatic changes to the Medicare program since it began in 1965.
AZ Medicare Specializes in Medicare Insurance
Medicare Insurance for Arizona residents. We represent the top insurance companies in Arizona, bringing you the best rates and the best service.
Why do I need a Medicare Supplement or Medigap insurance ? Medicare A & B alone does not cover all of your health care expenses.
Medicare only covers 80% after you pay your deductible. That leaves your deductible plus a minimum of 20 % for you to PAY and you could have excess charges over what Medicare allows.
Medicare Supplement or Medigap plans are identified by the letters A-L and are standardized with all insurance carriers. These plans Do Not include a prescription drug plan.
Medicare advantage (MA or MAPD) plans generally have copays for services and may or may not include a part D drug plan. There are three types of Medicare Advantage plans HMO, PPO and PFFS.
Stand Alone drug plans ( PDP ) are for prescriptions only. The PDP plans are the result of The Medicare Prescription Drug, Improvement, and Modernization Act of 2003, a federal law that brought the most dramatic changes to the Medicare program since it began in 1965.
480 706-1702
602 956-7979
Brad Lastovica
4430 E. Dry Creek Rd.
Phoenix, AZ 85044
Free Quote or In-Home Appt.
